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Sage Advice®

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04.10.25 | Uncategorized

Eliminating Health Disparities, Advancing Vibrant Living: Celebrating National Minority Health Month 2025

At Sage Collective®, we are deeply committed to promoting vibrant living for older African Americans—an approach that embraces not only physical wellness but also emotional, social, and cultural wellbeing. As we honor National Minority Health Month 2025, we proudly align ourselves with this year’s theme: “Advancing Commitments to Eliminate Health Disparities.” This powerful call to action reminds us that no matter one’s age, background, or zip code, everyone deserves equitable access to quality healthcare and the opportunity to live a healthy, fulfilling life.

Why Minority Health Matters
Health disparities are differences in health outcomes and access to care that are closely linked with social, economic, and environmental disadvantages. For older African Americans, these disparities can manifest in higher rates of chronic conditions like hypertension, diabetes, and heart disease, along with barriers to preventive care and mental health services.

These disparities are not simply the result of individual choices—they are deeply rooted in systemic issues, such as unequal access to healthcare, racism in medical settings, environmental injustices, and economic inequality. These factors intersect to create significant health gaps that cannot be closed without collective, sustained commitment.

A Call to Action for Equity
The 2025 theme urges individuals, organizations, and policymakers to do more than acknowledge disparities—it challenges us to take meaningful steps toward eliminating them. At Sage Collective, we are answering that call through culturally relevant programming that uplifts and empowers older adults in underserved communities.

From our Vibrant Learning Series to the launch of our Caregiver Support Program, we aim to provide resources that equip individuals and families to make informed health decisions, advocate for themselves, and stay connected to support networks. Our work is grounded in the belief that wellness must be inclusive, accessible, and community-centered.

What You Can Do
While systemic change is necessary, individual and community actions also play a vital role in advancing health equity. Here are a few ways older African Americans—and those who support them—can take steps toward vibrant health and well-being:

  • Stay informed: Keep up with trusted sources on health topics that impact you and your community.
  • Ask questions: Don’t be afraid to advocate for yourself in medical settings. You have the right to be heard and understood.
  • Build support networks: Whether through faith-based communities, neighborhood organizations, or programs like Sage Collective’s, strong support systems contribute to better health outcomes.
  • Get involved: Support or volunteer with local initiatives aimed at improving community health and advocating for systemic change.

Moving Forward, Together
As we reflect on this year’s theme, we recognize that advancing commitments to eliminate health disparities means centering the voices and experiences of those most impacted. At Sage Collective®, we’re committed to creating a future where every older adult—regardless of race, income, or location—has the opportunity to thrive.

Let National Minority Health Month 2025 serve as both a celebration of progress and a challenge to do more. Together, we can dismantle the barriers to health equity and create lasting change—one person, one program, one community at a time.

 

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Sage Advice®

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03.20.25 | Uncategorized

Protecting Your Finances: How Older Adults Can Avoid Financial Scams

In an era of digital transactions, phone-based fraud, and increasingly sophisticated scams, financial security is more critical than ever—especially for older adults, who are often targeted by fraudsters. Scammers take advantage of trust, technology gaps, and even personal vulnerabilities to deceive individuals into giving away their money or sensitive information.

At Sage Collective®, we believe that financial security is a cornerstone of vibrant living, allowing older adults to thrive without the stress of fraud or financial loss. In our latest season of Sage Vibrant Living — The Podcast, we discuss the importance of financial literacy and protecting oneself from scams that disproportionately impact older adults. Here, we break down key strategies to safeguard your finances and recognize potential fraud before it happens.

Common Scams Targeting Older Adults
Scammers have become more creative in their methods, using both old and new tactics to deceive unsuspecting individuals. Some of the most common scams include:

Impersonation Scams. Scammers may pose as trusted institutions—such as banks, Social Security offices, or even family members—to manipulate victims into providing personal information. These scams often happen over the phone, email, or even text messages.

🔹 How to Spot It:

  • Unsolicited calls or emails asking for personal details like Social Security numbers, bank account information, or passwords.
  • Urgent language such as “act now or lose your benefits.”
  • Caller ID that appears legitimate but isn’t (always verify before responding).

🔹 How to Protect Yourself:

  • Never give out personal or banking information over the phone unless you initiated the call.
  • Hang up and call the institution directly to verify the request.
  • If a family member calls asking for money, verify with another relative before taking action.

Lottery & Sweepstakes Scams. Many scams claim that the recipient has won money or a prize—but must first pay a fee or provide sensitive financial details to claim their winnings.

🔹 How to Spot It:

  • Requests for upfront payments or “taxes” before you can receive a prize.
  • Notifications from contests you never entered.
  • Claims that your “winnings” must be kept secret.

🔹 How to Protect Yourself:

  • If you didn’t enter a contest, you didn’t win one.
  • Never send money, gift cards, or wire transfers to claim a prize.
  • Consult a trusted friend or family member before responding.

Tech Support & Remote Access Scams. Scammers claim there’s a virus or problem with your computer, phone, or bank account. They may ask you to download software or give them remote access to fix the issue.

🔹 How to Spot It:

  • Unsolicited calls from “tech support” warning about a computer virus.
  • Pop-ups that lock your screen and demand immediate action.
  • Requests to download unknown software or allow remote access.

🔹 How to Protect Yourself:

  • Never give remote access to your devices unless you initiated a call to a verified tech service.
  • Ignore pop-ups urging immediate action and restart your computer instead.
  • Use strong passwords and enable two-factor authentication for extra security.

Smart Financial Habits to Stay Safe

🔹 Monitor Your Accounts:
 Regularly check bank statements, credit card transactions, and credit reports to spot unauthorized activity early.

🔹 Use Strong & Unique Passwords:
 Create complex passwords for banking and shopping sites. Avoid using birthdays or easy-to-guess phrases.

🔹 Stay Updated on Scams:
 Scammers evolve their tactics. Stay informed by following updates from AARP Fraud Watch Network, the Federal Trade Commission (FTC), or local consumer protection agencies.

🔹 Talk Openly About Fraud:
 Discuss scam prevention strategies with friends, family, and community members—especially those who may be more vulnerable to fraud.

🔹 Report Scams Immediately:
 If you suspect fraud, report it to:
📌 FTC (Federal Trade Commission) → reportfraud.ftc.gov
📌 AARP Fraud Watch Helpline → 877-908-3360
📌 Local law enforcement or bank if financial information was compromised.

Empowering Older Adults Through Awareness
At Sage Collective®, we believe that financial independence and security are essential for living vibrantly. By staying informed and implementing protective measures, older African Americans can safeguard their assets and avoid falling victim to scams.

Financial fraud is not just about money—it’s about peace of mind, dignity, and confidence in managing your financial future. Let’s work together to spread awareness and protect one another from scams.

Tune in to our latest podcast episode on financial security for more insights! 🎧

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Sage Advice®

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12.25.24 | Uncategorized

Looking Back and Moving Forward: Sage Collective® in 2025

At Sage Collective®, 2024 has been a year of growth, preparation, and refining our approach to fostering vibrant living among older African Americans and their families. Over the past year, our team has worked diligently to develop impactful programming, build meaningful partnerships, and craft strategies to address the challenges faced by our community. From expanding content for the Sage Advice® blog to engaging with instructors and creating engaging YouTube videos, every step has brought us closer to achieving our mission.

As we reflect on the year and look forward, we recognize the importance that flexibility and strategic planning continue to play in our work, as we prepare to launch our Caregiver Support Program in January 2025 to align with the expansion of our Vibrant Learning Program. This unified approach maximizes our marketing resources while strengthening our outreach efforts to faith-based organizations — a cornerstone of our engagement strategy. Together, these programs address the needs of older African Americans and their caregivers, fostering intergenerational support, education, and empowerment.

Let’s dive deeper.

The Vibrant Learning Program is a technology-based initiative aimed at combating social isolation among older adults. Through weekly virtual classes, participants are equipped with tools to stay connected, engaged, and empowered. Whether it’s learning new skills, engaging in wellness activities, or participating in interactive discussions, these sessions are designed to enhance both mental and social well-being.

The Caregiver Support Program provides critical resources, knowledge, and emotional support to caregivers, who often balance the needs of older loved ones with other responsibilities. Through monthly workshops, a robust online resource library, and support networks, the program empowers caregivers to navigate the complexities of caregiving while prioritizing their own health and well-being.

Strengthening Community Connections
Building on the success of our collaboration with Chicago Commons and other Adult Day Services (ADS) programs, Sage Collective is deepening its reach within underserved communities. By integrating ADS clients and their caregivers into our programming, we aim to create a more cohesive and supportive environment that benefits both groups.

Faith-based organizations continue to play a vital role in our outreach strategy. Starting in January 2025, we will engage African American churches with strong senior ministries, inviting their members to join our programs. These efforts will be supported by in-person visits, bulletins, social media promotions, and a centralized registration process on the Sage Collective website.

Additionally, our Caregiver Support page is now live, offering a centralized hub for workshops, events, and resources. This page will be continuously updated with links to reliable articles, tools, and a monthly newsletter to keep participants engaged and informed between workshops.

A Clear Vision for 2025
As we step into 2025, Sage Collective is committed to fostering environments where older African Americans and their caregivers can thrive. By uniting our Vibrant Learning and Caregiver Support programs, we aim to address the holistic needs of families, from combating social isolation to providing essential caregiving resources.

Through strategic partnerships, innovative programming, and a steadfast focus on community engagement, Sage Collective will continue to build a future rooted in vibrant living, intergenerational support, and meaningful connections. We invite you to join us on this journey as we expand our impact and embrace the opportunities that lie ahead. Together, we can create a brighter, healthier future for our community.

Credit: epSos.de on Wikimedia Commons, licensed under the Creative Commons Attribution 2.0 Generic license.
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