Sage How-to: Carefully Shopping Online
With the giving season quickly approaching, stores are becoming overwhelmingly packed with gifts and crowds looking to purchase them; what many forget is that online shopping offers the perfect alternative to finding everything you’re searching for this holiday season. Although, as accessible and exciting as the experience is, it can come with unexpected events that may lead to negative experiences, especially during this time of year. Today, we’re highlighting the necessary steps everyone should take while shopping online to make your experience effortless and enjoyable this winter and throughout the year.
Use Familiar Websites
One of the most significant steps you can take to make sure your online shopping experience finishes without any troubles is by sticking to the websites of companies you know are trusted. It’s tempting to explore new stores, especially with the convenience of online shopping, but venturing into new sites isn’t always the best idea. To make it easier on yourself during the holiday season, make sure to bookmark all of your favorite online retailers throughout the year. If you want to shop somewhere you haven’t before, make sure to search the Better Business Bureau website for any complaints made against them, check out their online reviews, or simply call the business to verify their credibility.
Only Shop In Secure Locations
You should avoid shopping in public spaces or businesses as much as possible if you can. Whether you are in an airport or your local cafe, public Wi-Fi connections offer the possibility for trouble. Because it can be easy for scammers to collect data through Wi-Fi connections, it’s always safest to either stay off Wi-Fi when in public or make your purchase from a secure location.
Shopping from a mobile device is easier than ever and offers some of the safest ways to protect your data while making your big purchases. Not only is shopping from your phone usually more accessible than shopping from a computer, but more and more companies are also developing apps for their customers to buy from, which frequently provide heightened security compared to their websites. While going mobile, you can also take advantage of its other affordances, including secure mobile payment options commonly protected by passwords and facial recognition.
Check Your Statements
After making your online purchases, make sure to periodically check your bank or credit card statements for anything that looks out of the ordinary. Some accounts will even let you set up notifications alerting you of any new activity made on your card. In most cases, if possible, it’s best to use a credit card for your holiday purchases. Paying with a debit card grants easy access to your bank account for scammers, and while a compromised credit card is still not ideal, most companies offer $0 liability in cases of fraud.
Whether you’re buying for a friend, family member, or even yourself, don’t hesitate to take control over your digital environment with these simple steps that can make your online shopping experience safer than ever, especially this holiday season.